Privacy Policy

Update date: 2026-02-14
Effective date: 2026-02-14

Zephyrcash APP is a product offered by ZEPHYREDGE LIMITED ("we", "us", or "our"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner.

This Privacy Policy explains how we collect, use, store, and protect your information when you use our services.

By using our services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

1.1 Personal Information

Name
Phone number
Email address
Address
Date of birth
Employment and income information

Purpose: Account management, loan processing, and legal compliance.

1.2 Camera and Photos

We may request access to your camera to capture ID documents and selfies for identity verification (KYC).

1.3 Financial Information

We collect necessary financial data such as bank account details and payment information (processed via Paystack).

1.4 Device Information

Device model
Operating system version
App version
IP address

We do not collect sensitive identifiers such as IMEI or serial numbers.

2. Information We Do NOT Collect

SMS messages
Call logs
Contact lists
Installed application lists unrelated to app functionality

3. How We Use Information

Provide and maintain services
Process loan applications
Verify identity
Prevent fraud and unauthorized access
Improve user experience
Provide customer support

4. Information Sharing

We do not sell your personal information.

Payment processors (e.g., Paystack)
Analytics and attribution service providers (e.g., AppsFlyer)
Regulatory authorities when required by law

We do not share personally identifiable financial information with advertisers.

5. Third-Party SDK Use

To ensure proper functionality and security of the application, we may integrate trusted third-party SDKs. These SDKs are required to comply with applicable data protection laws.

1.SDK Name: Paystack

Purpose of Use: Payment processing and transaction management

Types of Data Processed: Name, payment account information, transaction amount

Official Website: https://paystack.com/

Contact: hello@m.paystack.com

Data Protection: Paystack processes data only for agreed purposes and in compliance with applicable laws.

For more details, please refer to Paystack’s privacy policy.

2.SDK Name: AppsFlyer

Purpose of Use: Attribution analysis, marketing performance measurement, fraud prevention, and service optimization

Data Processed: Device information (such as Android ID / IDFA), IP address, app usage data, and interaction data

Official Website: https://www.appsflyer.com/

Privacy Policy:https://www.appsflyer.com/legal/privacy-policy/

AppsFlyer processes data in accordance with its privacy policy and applicable data protection laws.

6. Data Storage and Security

Your data is protected using industry-standard encryption technologies such as HTTPS and SSL.

7. Your Rights

Access your personal data
Correct inaccurate data
Request deletion

8. Account Deletion

You may request account deletion at any time. Your data will be deleted or anonymized unless required by law.

9. Children’s Privacy

Our services are not intended for individuals under 18.

10. Updates

We may update this Privacy Policy and notify users within the app.

11. Contact

Company: ZEPHYREDGE LIMITED
Email: help@zepphyredgeapp.com