Zephycredit digital loans
Flexible amounts, multiple tenors, transparent pricing
Based on your credit profile and usage history, Zephycredit provides a personalized limit and repayment tenor. You can choose to repay in one lump sum or in installments depending on your cash flow.
Loan amount range
₦5,000 - ₦800,000
Available tenors
3 - 12 months
APR (Annual Percentage Rate)
18% - 32%
- · All fees are displayed clearly before you confirm, including interest, service fees and possible late fees.
- · Approval results and repayment schedules are shared through in-app messages and SMS.
- · Supports both automatic and manual repayments to help you avoid missing due dates.
Apply now
Complete your application in the Zephycredit app. If you encounter any issues while using our service, feel free to reach out via the Contact page.